From first contact to protected
Four steps, no surprises. Every stage is explained before you commit to anything.
- 01
Get in touch
Tell us who you are and what you are considering, through the contact page or by phone. There is no commitment at this stage.
- 02
Review together
We look at your situation, including your salary and payroll details, and explain what is realistic before anything is agreed.
- 03
Agree the terms
If you want to go ahead, the loan and its linked protection are set out in plain language before you sign anything.
- 04
Funds and cover
Once agreed, your loan is released and your loan protection begins at the same time, not afterwards.
Lending and protection, together
Loan protection is arranged at the same time as the loan itself, not as a separate, optional add-on considered later. That is what keeps the two working as one: if the unexpected happens, the protection is already in place.